Your health is your most valuable asset, and it deserves the best possible care and protection. At Zurich Kotak General Insurance, we understand the importance of having a reliable health insurance plan that offers comprehensive coverage tailored to your individual healthcare needs. Introducing Health Premier, our specialized health insurance plan designed to provide extensive coverage, financial security, and peace of mind for you and your family's medical requirements.
Our policy offers comprehensive coverage for hospitalization expenses, surgeries, treatments, diagnostic tests, medications, and more, ensuring that you and your family receive the best medical care without financial worries.
Benefit from high sum insured options to provide you and your family with extensive coverage against major medical expenses. Customize your coverage to suit your healthcare needs and budget.
Enjoy hassle-free cashless treatment at our extensive network of hospitals and healthcare providers across the country. Access quality healthcare services without worrying about upfront.
Our policy offers no room rent limits, allowing you to choose hospital rooms according to your preference and comfort without any restrictions.
Coverage for daycare treatments and procedures that do not require 24-hour hospitalization, ensuring comprehensive coverage for a wide range of medical conditions.
Our policy covers pre and post-hospitalization expenses, including doctor consultations, diagnostic tests, and medications.
Coverage for organ donor expenses, including the cost of organ transplantation surgery and post-operative care for the donor.
Avail tax benefits on your premium payments under Section 80D of the Income Tax Act, making it a tax-efficient investment for your future.
Invest in your health and secure your financial future with Health Premier by Zurich Kotak General Insurance. Contact us today to learn more about our policy features, premium rates, and enrollment process. Our dedicated team of insurance experts is here to guide you through every step of the way and help you find the right coverage that meets your healthcare needs.
Check out the list of documents required to raise a cashless claim with health insurance:
• Duly filled health insurance claim form
• Treatment papers, specifying the first symptoms and date of disease occurrence
• Hospital discharge card
• Original bill for medical investigations supported by prescriptions
• Original medical investigation reports
• Original hospital bills and payment receipts
• Original medicine bills supported by prescriptions
• Cancelled cheque of the policyholder
• Photo id of the policyholder for KYC
Here is a step-by-step procedure to file a health insurance claim:
1
Go to the Cashless Helpdesk
Visit the cashless helpdesk of your network hospital at least 48 hours in advance of your planned hospitalization. In case of an emergency, notify the helpdesk within 24 hours of getting hospitalized.
2
Fill up and Submit the Pre-Authorization Form
Fill up the pre-authorization form available at the helpdesk and submit it along with a valid photo id proof and medical documents.
3
Application Review
Kotak Mahindra General Insurance Company will review your cashless treatment application and will approve it as per your policy terms & conditions
4
Payment of Claim
Once your treatment is complete, the insurer will pay the entire bill to the network hospital directly.
For reimbursement claims, intimate the insurance company about your hospitalization and pay the full hospital bill at the time of getting discharged. Submit all the required documents to the insurance company within 30 days of being discharged from the hospital. The insurer will verify the documents and will pay you the claim amount within 15 days.