Choose Your Coverage:

• Select the desired sum assured or coverage amount based on your financial needs, lifestyle, and future goals.

Select the Policy Term:

• Decide on the policy term or duration for which you wish to be covered under the plan, ensuring that it aligns with your financial objectives and future plans.

Premium Payment:

• Pay the required premiums as per the chosen frequency (monthly, quarterly, half-yearly, or yearly) to keep the policy active and enjoy the benefits of the plan.

Accrual of Benefits:

• Upon the unfortunate demise of the policyholder during the policy term, the beneficiaries will receive the death benefit, which includes the sum assured and any accumulated bonuses or returns, providing them with financial security and stability.

Guaranteed Regular Income:

• In addition to the death benefit, the plan offers guaranteed periodic income payouts to the beneficiaries for a specified period or until the end of the policy term, helping to replace the lost income and support their living expenses and financial goals.

Optional Riders (If Opted):

• If you have opted for additional riders such as Accidental Death Benefit, Critical Illness Benefit, or Waiver of Premium, the respective benefits will be provided to the policyholder or beneficiaries as per the terms and conditions of the riders.

Maturity Benefit:

• If the policyholder survives the entire policy term, a maturity benefit may be payable, which includes the sum assured and any accrued bonuses or returns, providing a lump sum amount to the policyholder to fulfill their financial goals or retire comfortably.

Tax Benefits:

• Enjoy tax benefits on the premiums paid and benefits received under the Secure Income Plan as per the prevailing tax laws, helping you save on taxes while securing your family's financial future